Creators Terms

These rules apply to every account that has activated the Creator Program (uploading monetizable content, accruing a USD balance, or accepting tips that route to a real-money payout). Master ToS Section 6 and 7 govern; this addendum is the long-form version.

1. Identity verification

Cashout requires completing Stripe Connect KYC: legal name, date of birth, country of residence, tax identifier where applicable, and a bank account in your name. We never see full bank or ID details; Stripe stores them, we receive only the resulting stripe_account_id.

2. Eligibility

You must be 18+ at the time of activation and must reside in a country supported by Stripe Connect Express. Some countries and states are excluded — Stripe's onboarding flow will tell you if you are.

3. Royalty rates and caps

• $0.50 per 1,000 video views (/stream)
• $0.50 per 1,000 music plays (/music)
• $100 per creator per week, hard ceiling
• Tips: real USD via /wallet, no platform cut on top of Stripe fees

4. Sponsorship and disclosure

Sponsorships are limited to one per piece of content, with a maximum sponsor segment of 10 seconds. Sponsored content must be clearly disclosed at the start of the piece (FTC-style), per Master ToS § 7.

5. Cashout mechanics

• Minimum cashout: $10.00 USD.
• Platform fee: 10%, deducted before transfer.
• Stripe processing fee: ~2-3%, applied by Stripe to the transfer itself.
• Cashout is irreversible — there is no recall, no chargeback path back into the USD balance.

6. Tax responsibility

You are responsible for reporting cashout income to your local tax authority. Stripe issues 1099-K forms in the U.S. for creators who exceed the federal threshold; we do not provide tax advice.

7. Repeat-infringer revocation

Three sustained DMCA strikes within twelve months results in Creator-status revocation, USD-balance freeze pending review, and possible account termination. Counter-notices reset the affected strike if upheld.